Protect what you've built.
Grow it at a pace that lets you sleep at night.
Hartman Retirement Partners helps pre-retirees and retirees in St. George, Utah and across the country build retirement plans designed for the years that matter most — not the next market cycle.
No obligation, no pitch · Video meetings available nationwide
Your advisor
Hartman Andersen — Investment Advisor Representative with fiduciary duty, here to serve
- Fiduciary advice
- Written retirement plans
- Annual reviews
- Independent firm
- Nationwide via video
Financial planning focused on the decisions that shape your retirement.
We primarily help people approaching or already in retirement — building plans designed to protect what they've accumulated and turn it into income that lasts. We also work with:
- →Professionals changing jobs who need to grow and protect old 401(k) balances and coordinate them with the rest of their financial picture
- →Business owners planning for the transition from business income to retirement income
- →High-income professionals in their 50s and beyond who are thinking seriously about the years ahead — tax efficiency, accumulation strategies, and the path to a confident retirement
25+
Years serving people
Since 2015
As a financial advisor
55–80
Typical client ages
Nationwide
Advisory reach
Three principles guide every plan we build.
Not a product to sell — a process to follow, written down and revisited with you over time.
01
Protect principal first
Markets recover, but timelines don't. We design portfolios that participate in growth while limiting how much you can lose in any single year. The math of recovery is brutal after 60 — and we plan accordingly.
02
Plan for income, not just returns
Accumulation is one game. Distribution is a completely different one. We focus on building income streams that survive market drops, inflation, and a 25-30 year retirement.
03
Coordinate everything
Investments, taxes, Social Security, Medicare, estate planning, and insurance work together — or they work against each other. Most people have those pieces scattered across professionals who never talk. We bring it under one plan.
Comprehensive retirement planning, focused on what matters most.
01
Retirement Income Planning
Build reliable, sustainable income from your savings — coordinated across Social Security, pensions, and your portfolio.
02
Social Security Planning
Maximize lifetime benefits through strategic claiming, coordinated with the rest of your income and tax picture.
03
Tax Planning for Retirees
Reduce the taxes you'll pay over decades, not just this year — Roth conversions, bracket management, and withdrawal sequencing.
04
Wealth Preservation
Protect accumulated assets from market downturns, inflation, and longevity — with downside-aware portfolio design.
05
RMDs & QCDs
Plan ahead so required minimum distributions don't derail your tax strategy, and use Qualified Charitable Distributions to give efficiently.
06
Legacy & Estate Planning
Coordinate your financial plan with what you want to leave behind — so the people and causes you care about are provided for.
What makes us different.
Fiduciary advice — always.
As an Investment Advisor Representative under Brookstone Capital Management, LLC, we have a fiduciary duty to our advisory clients: acting in your best interest and fully disclosing any conflicts of interest, on every recommendation.
Retirement is what we do.
Every conversation we have, every plan we build, every decision we coordinate — it's all for people in or near retirement.
Nationwide reach.
Based in St. George, Utah. Through Brookstone Capital Management, we work with advisory clients across the country. Many clients prefer meeting via video, especially during winter or while traveling.
Transparent fees, no hidden incentives.
You'll always know what you're paying and why. No commissions on investments, no products pushed because they pay us more.
Meet your advisor
Hartman Andersen
Investment Advisor Representative with fiduciary duty · CRD #7001766
Twenty-five-plus years serving clients across the computer, healthcare, and financial industries before focusing entirely on retirement. Double bachelor's from Brigham Young University, a doctorate from Life West, and a lifelong teacher — including Retirement Wealth Academy courses at local colleges, universities, and libraries.
Fluent Spanish speaker from missionary service in Bolivia. Pickleball, family, and a long view on markets — in that order.
Read the full bioWho do you typically work with?
We focus on pre-retirees and retirees, generally between ages 55 and 80, who want to protect what they've accumulated and grow it at a measured pace. We also work with business owners and high-income professionals planning for retirement, and with professionals changing jobs who need to coordinate old 401(k) balances into a broader plan.
Are you a fiduciary?
Yes. As an Investment Advisor Representative under Brookstone Capital Management, LLC (a Registered Investment Advisor), we operate under a fiduciary standard, which means we're legally required to act in your best interest at all times.
What's your minimum?
We don't have a hard minimum. We focus on clients where we can deliver meaningful, coordinated value — generally clients with $250,000 or more in investable assets — but we evaluate fit case by case.
Do you work with clients outside of Utah?
Yes. As an Investment Advisor Representative, we work with advisory clients across the United States. Many of our clients prefer video meetings, especially during winter or while traveling.
How do you get paid?
For investment advisory services, we charge a competitive percentage of assets under management annually. For life insurance and annuities, we receive a commission from the issuing insurance company — there's no separate charge to you. We provide a complete cost breakdown before any engagement.
How do I get started?
Schedule a complimentary 30-minute introductory call. We'll discuss your situation, what you're trying to accomplish, and whether we're a good fit. No obligation, no pitch.
The first 30 minutes are on us.
We'll discuss your situation, answer your questions, and figure out whether we're the right fit. No pressure, no pitch — just a real conversation about your retirement.
Or call us directly: 435-275-5799. Everything stays confidential.