Hi, I'm Hartman Andersen.
I help people protect what they've worked their whole lives to build — and turn it into a retirement they can actually enjoy.
Founder & advisor
Hartman Andersen
25+ years of serving people, now focused on retirement.
I've spent more than 25 years serving clients across the computer, healthcare, and financial industries — careers that, at first glance, may seem unrelated, but each one shaped how I work today: technical problem-solving, deep care for people, and a commitment to doing things right.
I received a double bachelor's degree from BYU and a doctorate from Life West. As a young man, I served a mission in Bolivia for The Church of Jesus Christ of Latter-day Saints, where I became fluent in Spanish — something I still use today when serving Spanish-speaking clients.
I became a financial advisor in 2015, and it didn't take long for me to recognize where I could make the biggest difference: helping people approaching or already in retirement. So many of the people I met had done everything right — saved diligently, lived below their means, raised families — but were anxious about whether their savings would last or whether the next market downturn would set them back. That's the work I love: building plans that bring clarity, coordination, and confidence to the most important financial chapter of someone's life.
I'm also deeply committed to education. I teach Retirement Wealth Academy courses at local colleges, universities, and libraries throughout the region — helping pre-retirees and retirees understand the decisions ahead of them, often before they ever sit down with an advisor.
As an Investment Advisor Representative with a fiduciary duty, my focus is straightforward: design a comprehensive plan that works to protect your hard-earned retirement.
I'm independent — but you're never on your own.
Hartman Retirement Partners operates under Brookstone Capital Management, LLC, an SEC-Registered Investment Advisor. Your plan is backed by Brookstone's investment and financial-planning teams — specialists who support the strategy and analysis behind every recommendation.
Mark DiOrio, CFA
Chief Investment Officer · Brookstone Capital Management
Mark joined Brookstone Capital Management as Chief Investment Officer in 2015. He leads the firm's investment committee and drives its investment policy, framework, and portfolio construction methodology — overseeing the strategy group that recommends strategic and tactical portfolio design, directing research on external managers, and developing internal strategies. He has nearly 20 years of investment industry experience, including 10 years of multi-asset-class portfolio management, and has been featured in Investor's Business Daily and quoted in The Wall Street Journal. Mark holds an MBA from Benedictine University and a BA from Eastern Illinois University, is a Chartered Financial Analyst (CFA), and is a member of the CFA Institute and CFA Society of Chicago.
Stephen Roellin
Financial Planning Team Lead · Brookstone Capital Management
Stephen leads Brookstone Capital Management's Financial Planning Team. A member of the team since 2016 and its lead since 2023, he oversees the preparation of thousands of client plans each year. He holds a bachelor's degree in mathematics from Grand Valley State University and brings deep experience in goal-based planning, portfolio analysis, and design. Outside of work, Stephen enjoys time with family and watching football, along with playing golf and soccer.
Verifiable, on the record.
- Investment Advisor Representative
- CRD #7001766 — verifiable at brokercheck.finra.org and adviserinfo.sec.gov
- Affiliated with Brookstone Capital Management, LLC, an SEC-Registered Investment Advisor
- Series 65 licensed
- Life insurance licensed in multiple states, with ability to obtain additional state licenses as client needs require
- Double bachelor's degree, Brigham Young University
- Doctorate, Life West
- Fluent in Spanish
What I believe about retirement.
Protecting principal isn't conservative — it's smart.
The financial industry loves to talk about returns. For someone in their 30s with 40 years of working ahead of them, returns matter most. For someone in their 60s with limited earning years left, what you don't lose matters more than what you might gain. A 40% portfolio loss requires a 67% gain just to break even — and most retirees don't have the time horizon or stomach for that recovery.
A good retirement plan is more than an investment portfolio.
Investments are one piece. Social Security timing is another. Tax planning is a third. Healthcare costs, long-term care, estate planning, insurance — they're all pieces of the same puzzle. The biggest financial mistakes I see retirees make aren't investment mistakes. They're coordination mistakes — making one decision in isolation without seeing how it ripples through the others.
Honest conversation beats financial jargon.
You shouldn't need a finance degree to understand your own retirement plan. If I can't explain something to you in plain language, that's my problem — not yours. We'll talk about your money like adults talking about something that matters.
Your money is yours. Your plan is yours. I'm here to serve.
Some advisors talk like they're doing you a favor by managing your money. That's backward. You earned every dollar. My job is to help you protect it, grow it sensibly, and use it for the life you want. That's it.
Outside of work
When I'm not working with clients, you'll find me on the pickleball courts, with my family, or both. I live in St. George, Utah with my wife — we have adult children and were drawn to southern Utah for the landscape, the climate, and the community.
My wife is the photographer in the family, and we love exploring the natural beauty of the region together. I'm active in the local community and serve clients across St. George and Northern Utah, Nevada, Southern California, and nationwide via video meetings.
What can you expect if we work together?
If we decide to work together, here's what the relationship looks like.
See our process- →A real plan, not a pitch. We start with discovery, then build a written plan tailored to your situation.
- →Coordinated decisions — investments, taxes, Social Security, estate, insurance — all working together, not at cross-purposes.
- →Regular reviews — typically twice a year for formal meetings, plus calls or emails as life happens.
- →Direct access to me, not a junior advisor or a 1-800 number.
- →Transparent fees with no hidden incentives.
- →A long-term relationship — many of our clients have been with us for years, and we treat the work that way.
Let's talk.
The first conversation is complimentary and no-obligation. We'll discuss your situation, answer your questions, and figure out together whether we're the right fit.